Committee for Private Education (CPE) Regulations

 

In order to regulate the private education sector in Singapore, Committee for Private Education (CPE) has been established under the Private Education Act 2009. All Private Education Institutes (PEIs) are required to comply with the regulations under the new Act.

For more details about CPE, Enhanced Registration Framework (ERF) and the EduTrust Certification Scheme or Private Education in Singapore, please visit the website of Committee for Private Education (CPE) at http://www.cpe.gov.sg

Yuvabharathi International School is registered as a Private Education Institute by the Committee for Private Education.
Yuvabharathi International School CPE Registration No: 200823490E
Period of Registration: 20 May 2014 to 19 May 2018

  • EduTrust Certification
  • Student Contract
  • Fee Protection Scheme (FPS)
  • Medical Insurance
  • Withdrawal Policy and Transfer
  • Refund Policy
  • Feedback and Complaint Management System

EduTrust Certification

 

EduTrust is a voluntary certification scheme. This award is given to PEIs who have achieved higher standards in key areas of management and the provision of educational services. Only those PEIs which are EduTrust-certified can enrol international students who require Student Passes from the Immigration and Checkpoints Authority (ICA).

Student Contract

The Student Contract is a critical document that governs the relationship between the Private Education Institution (PEI), i.e. Yuvabharathi International school (in this case) and the student. Prospective students should therefore understand and agree to the terms and conditions stated in the contract before signing it. The Student Contract needs to be signed before the course fee is paid.
The Student Contract contains information on course information and details of course fees, refund policy, fee protection scheme, medical insurance scheme and additional information relating to the governing law and dispute resolution.
Click here to view the Advisory Note.
Click here to download a sample of the YBIS Student Contract for 2017-18.

Fee Protection Scheme (FPS)

 

In compliance with the requirements of the CPE, YBIS is required to purchase insurance on behalf of its students to protect student fees. Fee Protection Scheme (FPS) is a mandatory regulatory requirement.

Protected Fees

 

Course Fees stipulated in Schedule 2.1 in Standard PEI-Student Contract of YBIS are insured. It refer to all monies paid by the Students to be enrolled in a private education institution, excluding the course application/registration fee, miscellaneous fees (ad-hoc, non-compulsory and non-standard fee paid only when necessary or where applicable).
Within seven days of the receipt of the school fees, YBIS will purchase the FPS insurance to protect the fees, and the coverage takes effect from the day of school fee payment is made. The student will receive a soft copy of the Certificate of Insurance by email from the insurance provider and a hardcopy of the Certificate from YBIS, if requested a copy of the student’s Certificate of insurance will be uploaded on the student portal.

Insured Events

 
  • Loss of ‘Course Fees’ by Insured Student due to insolvency or Regulatory Closure of PEI.
  • Failure of PEI to pay Sum Awarded by Singapore Courts to the Insured Student
  • Death by Accident or Total Permanent Disability by Accident of Insured Student

Insurance Claims

 

All claims shall be made on the Insurance Provider’s prescribed forms and submitted to the Insurance Provider as soon as reasonably possible, together with all supporting documents including the original copy of the receipt issued by YBIS and all other required information

Insurance Provider

YBIS has appointed Lonpac Insurance BHD as the fee insurance provider for its students.

Lonpac Insurance Bhd
100 Beach Road
#19-00 Shaw Tower
Singapore 189702

For more details on the Fee Protection Scheme at YBIS, please view the YBIS Student Handbook. To view the FPS certificate, please click here.
To view the IWC certificate, please click here.

How to know if your child is insured?
To check whether your ward(s) is / are protected under the Fee Protection Scheme, you can click here. You will require the student’s NRIC or FIN number to check the required details.
For more information on the Fee Protection Scheme, click here.

Medical Insurance

 

In compliance with the EduTrust guidelines set by CPE, YBIS has a medical insurance scheme in place for all students. The medical insurance provided is as per the requirements under EduTrust.

What is Covered?

  • It covers hospitalisation and day surgery.
  • It doesn’t cover any pre-existing illness.
  • It doesn’t cover outpatient treatments, unless they are:
    • For follow up treatment related to a hospitalisation/day surgery and incurred within 90 days prior to or after the hospitalisation or day surgery;
    • For emergency outpatient treatments due to accidents within 24 hours of the accident; GP (General Practitioner) bills are not claimable.

Scope of Coverage

 
  • B2 ward entitlement in Government Restructured Hospitals.
  • Ability to upgrade to higher wards or private hospitals subject to pro-rated factors.
  • Annual Limit of $20,000 per student on “As Charged” basis.

Payment of the Claim Amount

 

The insurance company (i.e. AXA Insurance in this case) will pay on a reimbursement basis. The student will have to pay the hospital first and submit all original hospital bills for reimbursement. The student will then be refunded for the eligible claim amount, by cheque or via bank transfer.

How to Make Claims?

 

All claims have to be made on prescribed forms and submitted to AXA Insurance through YBIS, within one month or as soon as reasonably possible, together with all the original copies of final medical bills.
The following documents are needed to make a claim:
· Combined Claim Form with Medical Certification of Treatment

  • Final hospital/medical bills & receipts
  • Medical reports
  • Hospital discharge summary
  • Referral Letters, if available

Details of Benefits and Coverage
You can view details in the links mentioned below:

Students who need to make a claim under the medical insurance policy should submit the Claim Form to the Admissions Department.
More information can be obtained from the Insurance Provider:

AXA Insurance Singapore Pte Ltd
143 Cecil Street
#01-01 GB Building
Singapore 069542
Tel: 6338 7288 | Fax: 6338 2522